There has been much discussion about Sandra Fluke...most recently read here ... with something hugely important missed in EVERY single comment made on the topic.
How is health insurance paid for?
If you're an individual or a small organization, you pay for the actuarial value of your expected consumption + profit.
However...if you're a large organization...like, say, maybe, the catholic church...
The insurer usually provides ONLY the book-keeping service, (plus volume discounts). You pay, directly, all the medical costs yourself.
Does anyone else notice how this makes the Obama solution the birth control problem (make the insurer pay for it) not only fail in general at a 2nd level....it fails on it's first goal. Large catholic organizations "buying insurance" the normal way will be specifically paying for Birth Control themselves.
Why hasn't this been mentioned in the discussion from the anti-thug side of the discussion.
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Your point is left out of almost every discussion about health "insurance".
The vibe I get from most is that if we get the bookkeeping right, then costs will go down.
???
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